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Forming A Cash Savings Group (CSG) For Emergencies In Kidapawan City

One of the ways we empower women is through our livelihood programs. Across the communities we work with, we provide them with knowledge and proper tools to enable them to be financially resilient.

These women from Barangay Ilomavis in Kidapawan City are uniting their efforts in forming a cash savings group (CSG) for emergencies. Their barangay was one of the hardly affected barangays during the series of Mindanao Earthquakes back in 2019.

Photo by Louie Bullanday for Action Against Hunger

Following this, our MOVE UP 4 Project introduced these women to the CSG as one of the mechanisms to build financial independence and resilience for their households. Aside from the emergency funds they managed to save, they have also gained more confidence from being able to provide financial stability for their family during emergency situations like disasters or the pandemic.

We celebrate the success of these women and hope to empower more through the work that we do, one community at a time.

Written by Lyndon Arbes, Louie BullandayJoyce Sandajan
Disclaimer: The views and opinions expressed are those of the author(s) only and do not necessarily reflect those of the European Union, or the consortium members. Neither the European Union nor any of the consortium members can be held responsible for them.

Tatay Carlos stands outside what used to be the barangay hall of Brgy. Guinsaanan and is now his temporary home after Typhoon Rolly destroyed his house

Story from the Field: Making Ends Meet

Sixty-seven-year-old Carlos Tesorero had one word in mind when asked how he felt when he saw what was left of his home – painful. Carlos, or “Tatay Carlos” as they called him, had a house along the shore of Barangay Guinsaanan in the Municipality of Baras, Catanduanes.

On the morning of November 2, 2020, a day after Typhoon Rolly made landfall, he, along with the other families living near the sea, returned and saw that the typhoon’s strong winds and heavy rains had completely destroyed their houses. “After the storm had passed, at around eight in the morning we went back to check our houses, and everything was gone… It was painful,” said Tatay Carlos. Hollow blocks, scraps of wood, metal, and scattered belongings were all that was left of their homes.

“After the storm had passed, at around eight in the morning we went back to check our houses and everything was gone… It was painful.”

In photo: Action Against Hunger staff visit the wreckage of houses in Barangay Guinsaanan where the houses of Carlos Tesorero and his neighbors once stood. It is now categorized as a ‘no-build zone’.

The residents of Barangay Guinsaanan were no strangers to such weather conditions, especially for those residing along the shore.   In fact, in less than two weeks, the province had experienced the impacts of three typhoons – from Quinta to Rolly to Ulysses.  Amongst the three, it was Super Typhoon Rolly that greatly affected their homes and livelihoods.

Tatay Carlos worked as a tour guide since 2015. He would accompany tourists to Binurong Point, one of the top tourist destinations in the province and about an hour’s hike from his barangay. Back then, he would get two visitors in a normal week, earning him 200 to 300 pesos. During summers, there would be more tourists and he would get twice the amount of visitors. This all changed when the lockdown was implemented due to the COVID-19 pandemic. “We were okay before.  But when the pandemic happened, it was hard because I had absolutely no income,” Tatay Carlos shares.

Tatay Carlos and his fellow tour guides looked for alternative sources of income. He went on to extract and sell dried coconut meat taro leaves, papayas, or other crops, earning just enough to get by. Unfortunately, most of the crops and coconut trees were damaged after the consecutive typhoons. He then started to collect dried wood and would sell them for firewood. He would earn enough to buy his food for the day. Tatay Carlos said he tried to apply for manual labor jobs like construction but was unsuccessful. “No one was accepting me because I was old, unlike the others,” he lamented. “I guess this is how it is when you get older, it’s more difficult to get a job.”

In photo: Tatay Carlos happily smiles with his cat named ‘Jasper’ who is his current companion inside his temporary home.

In photo: Tatay Carlos happily smiles with his pet inside his temporary home.

After the typhoons, the sea level had risen significantly, making the land where his home once stood into a no-build zone. Like the other families who lived there, Tatay Carlos now has to start from scratch. Fortunately, he was allowed to reside in a small building that was previously used as a barangay hall for the meantime.

With all that he has been through, what saddens Tatay Carlos is going through these ordeals alone. His wife, daughter, and grandchild visited a relative in Bulacan last year, but because of travel restrictions and financial constraints, they have not been able to return to Catanduanes since then. “If there was no pandemic, they would want to go back here,” he said. He tries to keep in contact with them regularly, but their conversations are often limited due to weak cellular phone reception.

Despite living alone, he continues to be in good spirits by regularly talking to his neighbors. Tatay Carlos also enjoys the company of a white kitten which he keeps as a pet.  He spends his day going to the sea to catch fish for his own consumption since these are usually too small to sell. Some days, he checks if there are any crops to be harvested and sold. Tatay Carlos’ daily food is augmented by relief packs from various organizations.  Mineral water is sold in the barangay, but since he has no income, he would get drinking water from the deep well.

In photo: Inside Tatay Carlos’ temporary home, his beddings on one side and the relief goods he received on the other.

Tatay Carlos works hard each day in order to provide for himself and perhaps earn extra income to save. “What we really need is money,” he says with a weak laugh. “We received noodles and canned goods as relief, so food is all set. We got some soap too, but those ran out quickly. I have to admit, sometimes I loan items from the sari-sari store items like cooking oil or laundry soap, and I pay them back once I manage to sell some of the firewood I collect,” he adds further.

He was excited when he found out that he was selected to be a beneficiary for Action Against Hunger’s multipurpose cash assistance (MPCA). On January 27, Tatay Carlos was one of the 60 beneficiaries from Barangay Guinsaanan who received cash assistance amounting to 5,200 pesos. The MPCA was conducted as part of Action Against Hunger’s Emergency Assistance to Typhoon Affected Communities in Catanduanes and Albay, which is co-implemented by CARE Philippines. The project is made possible through the funding of the United States Agency for International Development’s Bureau for Humanitarian Assistance (USAID-BHA). The project is expected to reach a total of 14,500 people through MPCA alone. The goal of the program is to enable the most vulnerable households affected by Typhoon Rolly to meet immediate food and basic humanitarian needs.

“My number one dream is to have a house of our own again,”

With the assistance he received, Tatay Carlos remains hopeful and positive. “My number one dream is to have a house of my own again,” he shares. The makeshift house he is currently residing in is being sold at 30,000 pesos and he hopes to earn and save enough money so he can buy the lot someday. He also adds that one of his priorities as well as to have his daughter graduate as this was his dream for himself when he was younger. “Even though she now has a child of her own, I want my daughter to finish her studies,” he says.

In photo: Tatay Carlos at the Multipurpose Cash Assistance (MPCA) payout orientation at Barangay Guinsaanan, Baras. (Photo by Joyce Sandajan for Action Against Hunger)

Despite losing both his home and livelihood, Tatay Carlos smiles as he shares the many ways he tries to make ends meet on a daily basis. Knowing he has to start from nothing pains him but says he is thankful that there are people who are willing to extend kindness through various forms. He may have been through a lot the past year, but his family and the support from his community keep him going.

The Emergency Assistance to Typhoon Affected Communities in Catanduanes and Albay Province, Philippines is funded by by USAID’s Bureau for Humanitarian Assistance, and implemented by Action Against Hunger Philippines, and CARE Philippines.


Written by Joyce Sandajan; Edited by Dale Divinagracia

Department of Social Welfare and Development and MOVE UP consortium sign Memorandum of Understanding to promote disaster resilience


11 December 2020, Manila — The Department of Social Welfare and Development (DSWD) and the Moving Urban Poor Communities Towards Resilience (MOVE UP) project signed a Memorandum of Understanding today to jointly promote and strengthen resilience, disaster risk reduction and management, and climate change adaptation strategies in communities and all levels of governance.

Ceremonial Signing MOU with Move Up Consortium and MOA with NAPC

Ceremonial Signing of the Memorandum of Understanding (MOU) between DSWD and Move Up Consortium, and Signing of the Memorandum of Agreement (MOA) between DSWD and NAPC, December 11, 2020, DSWD Auditorium Malasakit Building.

Maagap at Mapagkalingang Serbisyo!
#DSWDMayMalasakit

Posted by Department of Social Welfare and Development on Thursday, December 10, 2020

The MOVE UP project, funded by the European Civil Protection and Humanitarian Aid Operations (EU-ECHO), is an urban resilience project that aims to help in institutionalizing urban resilience and disaster preparedness mechanisms for urban poor communities across the Philippines. The project is implemented by a consortium of international non-government organizations lead by Action Against Hunger Philippines, with Plan International Philippines, and CARE Philippines, and its local partner ACCORD.

“Today’s signing of the Memorandum of Understanding or MOU between DSWD and the MOVE UP consortium on collaboration to promote and strengthen resilience, disaster risk reduction and management, and climate change adaptation is a testament of our commitment to support the most vulnerable especially during these trying times,” said DSWD Secretary Rolando Bautista.

Specifically, the MOU will facilitate the partnership between the consortium and the DSWD- Sustainable Livelihood Program in developing disaster-resilient livelihoods and to DSWD – Disaster Response Management Bureau in developing Alternative Temporary Shelter (ATS) to safeguard the rights of the internally displaced population (IDP).

“While it is important to sustain resilience building in the LGUs, aligning with the programs of and building partnerships with key institutions is equally, if not, more important. Leading the way, of course, is the DSWD and Sustainable Livelihood Program and also the Disaster Response and Management Bureau,” said Suresh Murugesu, Action Against Hunger Philippines Deputy Country Director.

 

“From the start, we saw the potential for synergy — particularly in our shared vision on ensuring the protection of IDPs through Camp Coordination and Camp Management (CCCM),” Sindhy Obias, ACCORD Executive Director, added.

Implementing since 2016, the MOVE UP project has already documented significant learnings in promoting disaster resilience in the communities, which has been vital in its efforts to contribute to the updating of national-level policies and plans.

“From lessons and successes with partner communities and LGUs, MOVE UP had the opportunity of contributing to the provisions in the recently updated National Disaster Risk Reduction and Management Plan (2020-2030),” said CARE Philippines Country Director David Gazashvili.

Through this partnership, the MOVE UP project hopes to reach more people and amplify its efforts in its goal to achieve urban resilience.

“We, in the civil society sector, are very much willing to extend our expertise in helping DSWD perform its mandate and achieve its vision. It’s our pleasure to work with you, co-create knowledge, and collaborate to strengthen our dedication to shared principles, and expand our ability to improve the lives of poor, vulnerable, and disadvantaged sectors,” said Chrisnobel Cruz, Plan International Philippines OIC-Country Program Manager.

 

Authored by:
Claudine Complativo
Communications and Advocacy Specialist
MOVE UP Project
Email: [email protected]

Moving Urban Poor in Mindanao Towards Resilience (MOVE UP 4) Project in Kidapawan, North Cotabato

Our MOVE UP 4 Team conducted a household survey as part of the Community Risk Assessment (CRA) activity from July 20 – 31, 2021 in Kidapawan, North Cotabato. The survey aims to assess disaster awareness and preparedness, access to government social protection program,s and resilient livelihoods among others.

Photo by Lyndon Arbes / Louie Bullanday for Action Against Hunger

The information gathered will be used in designing appropriate urban DRR resilient intervention of the project in the city as well as will serve as the project baseline for impact evaluation at the end of the project.

Photo by Lyndon Arbes / Louie Bullanday for Action Against Hunger

 

Moving Urban Poor Communities Toward Resilience (MOVE UP 4) is funded by the European Union and implemented by a consortium of partners consisting of Action Against Hunger PhilippinesPlan International PhilippinesCARE Philippines, and ACCORD Incorporated.

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